Author: shoresh

Cash me if you can: simple steps to lower your credit cards decline rate

Posted on January 17, 2018 Shoresh Shafei
Part 1: Credit Card vs Debit Card Decline Rates: Are Credit Cards Worth the Processing Fees?   “There is not much merchants can do about credit card declines” is probably not the best start for an article about lowering decline rates. Nevertheless, it is not far from the truth. Almos
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Credit Card vs Debit Card Decline Rates: Are Credit Cards Worth the Processing Fees?

Posted on May 18, 2017 Shoresh Shafei
Part 2: Cash me if you can: simple steps to lower your credit cards decline rate! In the Consumer’s Eyes: Credit Card vs Debit Card It is hard to imagine that the introduction of credit cards goes all the way back to 1950, well before the invention of laser, computers and many other technologic
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Payment Transaction Trends: Credit/Debit Cards and Gateways in 2016

Posted on March 10, 2017 Shoresh Shafei
This article is the first in a series to provide a point of reference for online merchants, payment gateways, banks, and anyone involved with online payment solutions who want to evaluate the performance of their own metrics against payment transaction trends at Spreedly in order to make their own
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Beyond Rate Optimizations: Key Considerations Prior to Switching Payment Gateways

Posted on December 8, 2016 Shoresh Shafei
Shoresh Shafei, Justin Benson and Luke Evans A Spreedly customer, unsatisfied with the support they were receiving from their existing gateway, was considering migrating to a new provider. To make sure that the performance of the new gateway was comparable to the one already in use, they asked Sp
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Is Your Payment Gateway Good Enough?

Posted on October 9, 2016 Shoresh Shafei
By: Shoresh, Kwasi & Justin If your company or business accepts online or mobile payments from customers, you are probably familiar with the payment gateway (sometimes referred to as Payment Service Providers outside the US). Payment gateways play a vital role in payment processing: they ca
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Credit Card Decline Rate, Part 2: Payment Processing Failures vs. Currencies

Posted on September 7, 2016 Shoresh Shafei
Shoresh Shafei, Justin Benson With more than 100 million transactions processed across 100 gateways in 100+ currencies, Spreedly has access to a wealth of information about payment methods (credit cards, ApplePay, PayPal, etc.), transactions and gateways performance. Using this unique dataset
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Reducing credit card declines: expiration dates

Posted on July 18, 2016 Shoresh Shafei
Shoresh Shafei, Justin Benson & Nathaniel Talbott We are excited to start mining Spreedly’s data - we have quite a lot of it - to surface interesting insights, trends, and if possible actionable results for merchants, payment gateways, and even consumers. While perhaps not as flashy as da
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