An Opinionated Spreedly Bibliography, Part One of ???

Posted on June 15, 2017 Nathaniel Talbott
“You will be the same person in five years as you are today except for the people you meet and the books you read.” — Charlie Tremendous Jones While it’s a gross simplification, there’s a lot of truth in that Charlie Tremendous Jones quote: relationships and reading will define and encomp...
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No More Endangered Eggs: Diversify Your Online Payments Stack

Posted on June 9, 2017 Ozella Bowman
WARNING - If you answer “yes” to any of the following questions your online payments stack could work against your long-term success:  Offering limited currency options? Tokenizing with a single payment gateway? Requesting card info at each transaction? Have a single transaction channel? If any...
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Why Build an Online Community?

Posted on June 1, 2017 Brianne Villano
The benefits of creating and managing an online community go beyond reducing support costs; communities are the foundation of scaling. One person can only do so much, and as our CTO, Nathaniel, described in this blog post, “your ability to succeed is directly tied to your ability to grow the team....
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Simplify Your Online Payment Solutions: Capture, Store & Deliver

Posted on May 25, 2017 Greg Schraff
Spreedly is a financial technology startup whose core product is a payment API. A little over half of our employees are developers, mostly working off of a unique and cutting edge Ruby stack. It stands to reason that the majority of our customers are also developers. Software engineers find us becau...
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Credit Card vs Debit Card Decline Rates: Are Credit Cards Worth the Processing Fees?

Posted on May 18, 2017 Shoresh Shafei
Part 2: Cash me if you can: simple steps to lower your credit cards decline rate! In the Consumer’s Eyes: Credit Card vs Debit Card It is hard to imagine that the introduction of credit cards goes all the way back to 1950, well before the invention of laser, computers and many other technologic...
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Free Your Business From Payment Data Silos

Posted on May 12, 2017 Luke Evans
The word “silo” originates from the Greek word "siros", which means "a pit to keep corn in." And there might be nothing more nostalgic than a picturesque red barn with corn silos. Those in technology have a different thought: one of "data silos." In the era of big data, data silos are a topic o...
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You’re a Startup’s First CPA, Now What? 5 Tips for Success

Posted on May 4, 2017 Jamie Milliski
In December of 2015, I walked into a lawyer’s office in downtown Durham, NC and went up to the second floor to find three dudes in an open room, standing around a handful of long tables. A few weeks later, this became my new office. I was hired as the first (and currently only) CPA - Certified Pub...
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A Travel Platform’s Dilemma

Posted on April 27, 2017 Jenna Wyer
The Tale of Two Travel Platforms: Meta Search vs. Merchant of Record There are two payment approaches a travel platform can take, a Meta Search Website and a Merchant of Record. Both approaches are markedly different, each having their own pros and cons. Despite the differences, however, travel me...
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Spreedly Insights: Reduce Failed Online Credit Card Transactions

Posted on April 18, 2017 Justin Benson
Spreedly’s mission is to democratize participation in payments by connecting platforms, online merchants, payment providers and other PCI compliant services. Information is one critical pillar of openness and, with that in mind, we’re proud to announce that Insights is available to all Spreedly ...
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API Docs by Request

Posted on April 13, 2017 Nathaniel Talbott
** Yes, this is a parody! Please read this with a heavy dose of sarcasm and whimsy. ** While it’s all the rage to make your API docs publicly available, is it such a good idea? Just because Twilio blabs to any random person about exactly how to make a phone call with their API does that mean yo...
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