Ep 4: Level 2 and Level 3 Metadata for Credit Card Transactions – Payments Dialog with US Transactions Corp

Posted on November 30, 2018 Peter Mollins
In the latest episode of Payments Dialog, Nathaniel Talbott talks with the team from US Transactions Corp. about the value of Level 2 and Level 3 metadata for credit card processing. Typically used in business to business card transactions, Level 2 and 3 metadata provide added information and valida
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What is 3-DS? The Challenges and Future of Three Domain Secure

Posted on June 28, 2018 Peter Mollins
This overview of 3-DS (3 Domain Secure), and its future, was presented by Spreedly software engineer and thought leader DeeDee Lavinder at PAYMENTSfn in May 2018. So, What is 3-DS? 3-DS is a fraud prevention security protocol for online purchases. It can also be described as an antiquated vers
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Latin American E-Commerce: Rapidly Growing but Challenging Markets

Posted on June 29, 2017 Justin Benson
“Latin America is one of the fastest-growing regions for e-commerce, behind Asia-Pacific. We expect online retail sales to grow at a compound annual growth rate (CAGR) of 17% between 2014 and 2019 to reach $85 billion in sales at the end of the forecast period.” The Latin America E-commerce R
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Credit Card vs Debit Card Decline Rates: Are Credit Cards Worth the Processing Fees?

Posted on May 18, 2017 Shoresh Shafei
Part 2: Cash me if you can: simple steps to lower your credit cards decline rate! In the Consumer’s Eyes: Credit Card vs Debit Card It is hard to imagine that the introduction of credit cards goes all the way back to 1950, well before the invention of laser, computers and many other technologic
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Free Your Business From Payment Data Silos

Posted on May 12, 2017 Luke Evans
The word “silo” originates from the Greek word "siros", which means "a pit to keep corn in." And there might be nothing more nostalgic than a picturesque red barn with corn silos. Those in technology have a different thought: one of "data silos." In the era of big data, data silos are a topic o
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Spreedly Insights: Reduce Failed Online Credit Card Transactions

Posted on April 18, 2017 Justin Benson
Spreedly’s mission is to democratize participation in payments by connecting platforms, online merchants, payment providers and other PCI compliant services. Information is one critical pillar of openness and, with that in mind, we’re proud to announce that Insights is available to all Spreedly
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Payment Transaction Trends: Credit/Debit Cards and Gateways in 2016

Posted on March 10, 2017 Shoresh Shafei
This article is the first in a series to provide a point of reference for online merchants, payment gateways, banks, and anyone involved with online payment solutions who want to evaluate the performance of their own metrics against payment transaction trends at Spreedly in order to make their own
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