Product & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
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Platform Pillars
The unified orchestration layer for wallets and alternative payments
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The secure repository for all your payment methods
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Workflow-driven payments intelligence for smarter routing and higher auth rates
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A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
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Reduce siloes, advanced security and billing control
View how Spreedly
The Open Payments Library
Take a look at all of our resources and get the information you need to grow your business
Spreedly Makes Agentic Commerce a Live Channel for Merchants
Read MoreProduct & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
View how Spreedly
The Open Payments Library
Take a look at all of our resources and get the information you need to grow your business
Spreedly Makes Agentic Commerce a Live Channel for Merchants
Read MoreProduct & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
View how Spreedly
White Paper
Regulatory Compliance, Market Consolidation, and the Open Payments Imperative
Chile’s digital commerce market is evolving quickly, and that evolution has real implications for how you design your payments infrastructure. New Open Finance standards under the Comisión para el Mercado Financiero (CMF) Fintech Act are reshaping how financial data is shared, secured, and supervised. At the same time, digital wallets are being folded into regulated banks, fintech companies are securing full banking licenses, and the acquiring landscape is becoming more competitive and more structured. In this guide, you'll learn:
- How Chile’s Open Finance framework alters data governance, consent, and security obligations
- Why endpoint volatility increases as wallets integrate into licensed platforms
How decoupled orchestration and provider-agnostic vaulting support enduring flexibility
Chile is Open for Business
Chile’s Open Finance framework is reshaping how organizations handle data governance, consent, and security, requiring clearer permissions and stronger protection around financial data sharing. At the same time, wallet integrations and acquiring reforms are adding complexity to routing, authorization, and settlement. In this environment, relying on a single provider or rigid gateway integrations can create operational risk, while decoupled orchestration and provider agnostic vaulting offer the flexibility needed to adapt as the ecosystem evolves.
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