What does the platform fee cover?
All Spreedly plans include access to our custom tools, unlimited secure card storage, access to hundreds of supported gateways, and the ability to add a qualified PMD end point.
How many API calls are there per a normal credit card transaction?
A general rule of thumb is between 1 to 3 API calls to successfully process a credit card transaction. This will depend on whether the card is being added for the first time or is already stored, whether you’re doing an authorization too, or simply a purchase.
For example, a 3 call transaction might look like:
- Add a card
- Run an authorization retaining on success
- Run a capture
If this is a repeat/recurring transaction, it could be as simple as running a purchase, and thus be only one API call.
What is an endpoint?
An endpoint is a gateway (Stripe, Authorize.Net, WorldPay) or a Receiver (Clover, Mastercard, Shopify). In our most basic plan, you are allowed two endpoints, e.g. Stripe and Cybersource. Note: there are no limits on the number of merchant accounts you can have.
If I cross limits, will you upgrade me automatically?
We will automatically upgrade your plan if your endpoint usage exceeds your planʼs capacity. All other upgrades and downgrade activity is done by you, manually.
Do you charge for test API calls?
Test API calls in trial accounts are free. Test API calls in production accounts are metered and billed.