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For plans over $4,000, please contact us directly to discuss the benefits of an Enterprise plan.

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Transaction Fees

You pay $0.03 per successful transaction, unless the gateway is a Spreedly partner. We use the icon next to Spreedly Partner Gateways to let you know there are no transaction fees for using these payment gateways.

Storing Cards

Storing cards is optional. If you do, you will be charged $100 for every 5000 cards stored. You have full control via the API on when and how you add or redact cards to your Spreedly payment vault.

Q: We plan to store 15,000 credit cards, do 10,000 transactions per month and have 25 different merchant accounts in use at three payment gateways; Stripe, AuthNet and First Data. What would our monthly bill be?

A: You would pay $300 per month to store up to 15,000 credit cards. $100 for two Partner Gateways and $100 for one non-partner for a total of $500 per month. You would pay no transaction fee for any Stripe or AuthNet transactions as they are Partner Gateways. You would pay $0.03 per First Data transaction. Transaction fees are calculated monthly in arrears while gateway and payment vault fees are paid monthly in advance. We do not track the number of actual merchant accounts for billing purposes.

Pricing FAQs

Each partner gateway is just $50 per month with no transaction fees.

Non partner gateways and 3rd Party API end points (receivers) are $100 per month each. In addition, we charge 3 cents per transaction for all receiver and gateway transactions (excluding void, refund and authorizations under $1).

If you plan/hope to charge a card again in the future, either on a recurring basis or as a repeat shopper, you will want to retain the credit card for future use.

We submit your entire vault, but you are only charged if a card is actually successfully updated or changed. That fee is 15 cents per successfully updated/changed card.

General FAQs

Yes. We will do one export, free of charge, to a PCI certified location for you. We strive to complete the request within 1 week of receiving it.

If you opt in for Account Updater to run against your vault, we will regularly send your cards to the card networks for updating. This applies only to Visa and Mastercard and covers the USA, Canada and parts of the UK. Responses that result in a change include lost, stolen, closed and expiration date updates. Visit the Account Updater page for more details.

We bill you based on gateway types (e.g. Stripe, AuthorizeNet, and Sage) with no limit on the number of distinct merchant accounts that you can support using those payment gateway types.

Yes, Spreedly's fees are independent of and separate from payment gateway/payment service provider/merchant account fees.

Many of our customers offer all of the gateways on their own site. Remember, we only charge you fees if you activate a gateway by sending us a set of credentials. So you can offer the gateway list but only pay us should one of your customers begin using a gateway.

No. In fact, you have to specify if you want a payment method stored. Otherwise we do not store the payment method.

Your service will not be interrupted. We will automatically update you to the appropriate plan for your usage.

Yes. Visit our PCI Compliance page to learn more.

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