Designing for cash, cards, and real-time transfers at scale

Mexico’s payments ecosystem blends real-time bank transfers, widespread cash vouchers, and card-based commerce in ways that directly affect conversion, fulfillment, and settlement. This white paper shows how to design payments infrastructure that handles OXXO, SPEI, and card flows without creating operational drag, improves approval performance, and maintains visibility across delayed confirmation, fraud controls, and regulatory requirements as you scale.