
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Take a look at all of our resources and get the information you need to grow your business
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Take a look at all of our resources and get the information you need to grow your business
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Spreedly offers a single API connection to call multiple payment services, including Flexfactor. Connect with Flexfactor to vault and tokenize payment methods, Then, transact payments via Flexfactor or one of our hundreds of ecosystem partners.

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2025 Spreedly, Inc. All rights reserved.
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Take a look at all of our resources and get the information you need to grow your business
Take a look at all of our resources and get the information you need to grow your business
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Take a look at all of our resources and get the information you need to grow your business

Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Take a look at all of our resources and get the information you need to grow your business
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control
Take a look at all of our resources and get the information you need to grow your business
Learn more about the only open payments platform built for global commerce
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
Reduce siloes, advanced security and billing control

FlexFactor is an AI-powered payment decline recovery platform that helps ecommerce merchants convert failed transactions into completed sales. The average online merchant loses 10-15% of orders to payment declines, and FlexFactor addresses this by intercepting and reversing false declines in real time, without any friction for the customer. There are no prompts, no re-entering of payment details, and no interruption to the checkout experience. The platform supports both one-time purchases and subscriptions, covering all decline types including insufficient funds. Merchants can deploy in minutes and typically see up to 20% annual revenue increases as a result.

Payment Services
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