Product & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
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Platform Pillars
The unified orchestration layer for wallets and alternative payments
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The secure repository for all your payment methods
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Workflow-driven payments intelligence for smarter routing and higher auth rates
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A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
The visual workflow builder that ties fraud, identity, and payment routing together in one place
View How Spreedly
Product & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
The visual workflow builder that ties fraud, identity, and payment routing together in one place
View How Spreedly
The Open Payments Library
Take a look at all of our resources and get the information you need to grow your business
Spreedly Makes Agentic Commerce a Live Channel for Merchants
Read MoreProduct & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
The visual workflow builder that ties fraud, identity, and payment routing together in one place
View How Spreedly
The Open Payments Library
Take a look at all of our resources and get the information you need to grow your business
Spreedly Makes Agentic Commerce a Live Channel for Merchants
Read MoreProduct & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
The visual workflow builder that ties fraud, identity, and payment routing together in one place
View How Spreedly
White Paper
Black Friday Authorization Rates Ran 5.8 Points Above Baseline. Did Yours?
Cyber Five is the hardest test your payment stack faces all year, and the results are already sitting in your gateway reports. This checklist walks you through 10 metrics to review after peak season, each with a benchmark and a red-flag threshold. Pull your numbers, count your flags, and find out which ones were a real problem and which were just peak. Then take a Q1 fix list and a 2027 plan to every stakeholder who touches payments.
The Peak is Over and Planning Starts All Over Again
The Payment Optimization Checklist is a two-page worksheet for payments, fraud and ecommerce teams. It covers volume and cost, authorization rates, routing and failover, fraud, and stored credentials. Each question tells you where the number lives, what normal looked like across the industry, and where normal turns into a problem. Score yourself at the end and walk into 2027 planning with benchmarks behind you.
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