
Product & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
View How Spreedly
The Open Payments Library
Take a look at all of our resources and get the information you need to grow your business
Spreedly Makes Agentic Commerce a Live Channel for Merchants
Read MoreProduct & Solutions
Learn more about the only open payments platform built for global commerce
Solutions
Platform Pillars
The unified orchestration layer for wallets and alternative payments
The secure repository for all your payment methods
Workflow-driven payments intelligence for smarter routing and higher auth rates
A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS
One integration to sell inside ChatGPT, Gemini, and every agentic platform
View How Spreedly
The Open Payments Library
Take a look at all of our resources and get the information you need to grow your business
Spreedly Makes Agentic Commerce a Live Channel for Merchants
Read More

White Paper
AI systems are moving from assisting customers to acting on their behalf, and that shift is already measurable. AI-powered chatbots now account for 5.6% of desktop browser-based search traffic, and Gartner projects traditional search volume could drop 25% by 2026 as AI-driven discovery tools take hold. The question for payments leaders isn't whether this happens. It's whether your infrastructure can execute reliably no matter who, or what, initiates the transaction.
Why the "who initiates the transaction" question is about to get a lot more complicated
What actually changes with agent-initiated transactions, and what stays exactly the same
The five execution requirements your infrastructure needs to meet regardless of how a purchase starts


"Future-Proof by Design: Payments Infrastructure for Agentic Commerce" is a Spreedly strategic research paper examining how Agent-Initiated Transactions (AIT) are reshaping the front end of commerce, and what that means for the execution layer behind it. Drawing on independent forecasts from Gartner, McKinsey, and Morgan Stanley alongside Spreedly's own view of the payments stack, the paper walks through where infrastructure gaps tend to surface, what readiness requires at the execution layer, and how payments orchestration addresses each requirement without forcing a rebuild.
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