Online payments are a vital part of your business, and they’re important to get right. A key part of doing payments right is to address the many critical and mandatory regulations that online merchants and marketplaces are required to comply with.
Over time, these regulatory requirements and compliance burdens can really add up. They can distract your team from a focus on innovation and generating growth. At Spreedly, we help reduce the effort needed to comply with many payments regulatory challenges. These include regulatory topics like PCI, 3DS, and more.
Another way we help is with information about payments regulations to help you learn about the context of payments compliance. The Spreedly team has written quite a few blog posts and guides on these topics. Here is a quick index of some of the resources available.
Europe has long been at the forefront of regulations related to privacy and security — particularly in payments. PSD2 is the next generation of mandates that the European Union has set out to enhance security for online payments. In this episode of Payments Dialog — Spreedly’s series of video interviews — we talk with Luke Evans about the history of PSD, what PSD2 means for merchants, and what else is coming soon from a regulatory perspective.
You want to focus on building new applications that drive revenue and support your end customers. But if your development team is focused on understanding new regulatory regimes and turning these requirements into functionality in your applications, you’re losing time. This post from Spreedly product manager Brian Hendrix looks into details about how Spreedly helps merchants move their development investment back to building a great customer experience and reducing compliance scope.
PAYMENTSfn is the annual payments conference that Spreedly launched in 2018. This year’s event looked at a number of themes for technical payments professionals. And one of the stand-out topics that had everyone’s ear was compliance. In this panel discussion from the conference, an array of experts and practitioners lent their expertise to discussing security and regulatory challenges for the payments industry. A must watch!
In another edition of Payments Dialog, Spreedly chats with Brian Hendrix on the bedrock payments regulations related to PCI. The Payment Card Industry produces standards around compliance for payments that are vital for any merchant to understand. Spreedly helps to simplify PCI compliance by reducing the scope that applies to your business. A must watch for anyone interested in reducing PCI burden — which includes any merchant transacting online.
SCA, or Strong Customer Authentication, is a mandate from the European Union scheduled to come into force in September 2019. This post from Brian Hendrix unravels some of the mystery around what the regulatory framework is and how it applies to merchants.
Regulatory frameworks can be an alphabet soup of acronyms. And payments regulations are no exception. In this detailed piece, Luke Evans does a deep-dive into what some of the upcoming regulations are and what they mean for online merchants. This post is a handy short cut to understand the landscape of upcoming regulations.
Spreedly can help you get up and running on 3DS2 fast. Want to learn more from a technical perspective? Read our 3DS guide for more information.
Interested in more details on PCI? Read our handy PCI summary document here.