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Spreedly Makes Agentic Commerce a Live Channel for Merchants

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Vault

The secure repository for all your payment methods

Optimize

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Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

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Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

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Resolve

Reduce siloes, advanced security and billing control

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Reduces fraud
View the Demo
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The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

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Payment Security

November 11, 2020

What is 3DS? Resources for Your Research

3-D Secure, or 3DS and now 3DS2, continues to radically alter the payments process for organizations throughout the payments ecosystem. Our team has collected a few key resources to help you as the deadline for 3DS2 quickly approaches.

Written by

Janna Johnson

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3-D Secure, or 3DS and now 3DS2, continues to radically alter the payments process for organizations throughout the payments ecosystem.

Payments Orchestration combined with powerful 3DS technology can be used to perform Transaction Risk Analysis and increase the cardholder’s chances of a frictionless checkout experience. That means lower fraud, higher revenue, and happier customers.

Our team has collected a few key resources to help you as the deadline for 3DS2 quickly approaches.

Additional resources related to 3DS:

What is 3DS2? An updated explainer for 2020

3DS2 provides support for transactions across a wide variety of devices and reduces friction during the checkout process, leading to an improved customer experience and reduced shopping cart abandonment.

PAYMENTSfn Fireside Chat: How Retailer Arc'teryx Solved for 3DS

Andy Badke (Arc'teryx) and Daniel Pelegero (RPGC) discuss and answer questions about 3DS2 as well as provide the practical lessons learned as Arc'teryx addressed 3DS in their global online store.

How does browser-based authentication work for 3DS2?

The PSD2 deadline for Strong Customer Authentication (SCA) is fast approaching, and the new protocol addresses a market trend that has needed attention for quite some time now: authentication for mCommerce transactions. This authentication is something that was left out entirely in 3DS version one.

How Does Mobile Authentication Work for 3DS2?

We explore the impact 3DS2 is anticipated to have on the mobile payment experience.


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What are the main benefits of implementing 3DS2 with Payments Orchestration?

Implementing 3DS2 with Payments Orchestration enables Transaction Risk Analysis, resulting in lower fraud, higher revenue, and a frictionless checkout experience that reduces shopping cart abandonment and increases customer satisfaction.

What key improvement did 3DS2 make regarding mobile transactions compared to the original 3DS?

3DS2 added authentication support for mCommerce transactions, which was entirely left out in 3DS version one. It now provides browser-based and mobile authentication capabilities across a wide variety of devices.

Who shared practical lessons learned about implementing 3DS2 in a global online store?

Andy Badke from Arc'teryx and Daniel Pelegero from RPGC discussed and shared practical lessons learned as Arc'teryx addressed 3DS2 in their global online store during a PAYMENTSfn Fireside Chat.

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Written by

Janna Johnson

Janna Johnson was a Payments Product Manager at Spreedly, where she focused on authentication, orchestration, and the systems that shape how secure payments function in practice. Her work centered on 3DS2, multi-factor authentication, and helping organizations balance security, compliance, and customer experience across global payment environments.During her time at Spreedly, Janna led product initiatives spanning payment orchestration, fraud and authentication tooling, payment recovery, and checkout experiences across a wide range of global payment methods. She brought a strong interest in how payment and authentication systems influence financial access, economic participation, and the broader role payments play in enabling faster, more inclusive global commerce.Janna wrote about payment authentication, orchestration, and compliance, with a focus on helping teams understand how security, user experience, and payment performance intersect in modern payment systems.

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