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Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Agentic

One integration to sell inside ChatGPT, Gemini, and every agentic platform

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The visual workflow builder that ties fraud, identity, and payment routing together in one place

View How Spreedly

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The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
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Platform Pillars

Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Agentic

One integration to sell inside ChatGPT, Gemini, and every agentic platform

Composer

The visual workflow builder that ties fraud, identity, and payment routing together in one place

View How Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
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Learn more about the only open payments platform built for global commerce

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Open Payments Connectivity
Payment Token Ownership & Portability
Intelligent Payment Optimization
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Centralized Management & Reporting

Platform Pillars

Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Agentic

One integration to sell inside ChatGPT, Gemini, and every agentic platform

Composer

The visual workflow builder that ties fraud, identity, and payment routing together in one place

View How Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
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The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources

Featured resources

The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
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Centralized Management & Reporting

Platform Pillars

Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Agentic

One integration to sell inside ChatGPT, Gemini, and every agentic platform

Composer

The visual workflow builder that ties fraud, identity, and payment routing together in one place

View How Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
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The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources

Featured resources

The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
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Learn more about the only open payments platform built for global commerce

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Payment Token Ownership & Portability
Intelligent Payment Optimization
Fraud Prevention & Authentication
Operational Agility & Simplicity
Centralized Management & Reporting

Platform Pillars

Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Agentic

One integration to sell inside ChatGPT, Gemini, and every agentic platform

Composer

The visual workflow builder that ties fraud, identity, and payment routing together in one place

View How Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
Glossary
October 30, 2026

Approved Scanning Vendor (ASV)

An Approved Scanning Vendor (ASV) is a company certified by the PCI SSC (PCI Security Standards Council) to conduct external vulnerability scanning services as part of PCI DSS compliance validation. ASV scans are required quarterly for all merchants and service providers in scope for PCI DSS that have internet-accessible IP addresses, effectively any business with an internet-facing payment environment.

An ASV scan is an automated security scan of a defined set of internet-facing IP addresses and domains, conducted from the public internet to identify vulnerabilities that external attackers could exploit. The scan checks for known vulnerabilities in web servers, network devices, applications, and services, comparing the discovered configurations and software versions against a database of known weaknesses and CVEs (Common Vulnerabilities and Exposures). The ASV produces a scan report indicating whether the scan passed (no high-severity findings) or failed (one or more findings that must be remediated before the scan can pass).

ASV scans are distinct from Penetration Testing: they are automated and comprehensive in breadth but limited in depth, they identify known vulnerability signatures but do not attempt to exploit them or identify complex attack chains. Passing an ASV scan is a necessary condition for PCI DSS compliance but not sufficient on its own.

For merchants validating through an SAQ (Self-Assessment Questionnaire), quarterly passing ASV scan reports must be submitted to the acquiring bank along with the completed SAQ. Failing an ASV scan triggers a remediation process: the merchant must address the findings and arrange a rescan until a passing result is achieved.

Frequently Asked Questions

How often must ASV scans be conducted?

PCI DSS requires ASV scans at least once every three months (quarterly). The scan must be conducted by a PCI SSC-approved ASV, not internal scanning tools or non-certified services. Quarterly scans must pass for the merchant to maintain compliant status.

What does it mean when an ASV scan fails?

A failed scan means one or more internet-facing components returned findings that meet the threshold for a reportable vulnerability, typically Common Vulnerability Scoring System (CVSS) scores of 4.0 or higher. Failing a scan is not a compliance violation in itself, it is a notification that vulnerabilities exist that must be addressed. The merchant must remediate the findings and arrange a rescan.

Can merchants conduct ASV scans themselves?

No. PCI DSS requires that external vulnerability scans be conducted by a PCI SSC-approved ASV, a third-party company certified specifically for this purpose. The rationale is that external scans must reflect the perspective of an external attacker, which requires independence from the merchant's own infrastructure and teams.

Related Terms

PCI DSS (Payment Card Industry Data Security Standard)

PCI DSS is the global security standard for protecting cardholder data, with 12 requirements covering network controls, access management, and monitoring.

Learn more →

QSA (Qualified Security Assessor)

A QSA (Qualified Security Assessor) is a PCI SSC-certified organization that conducts formal PCI DSS audits for merchants and service providers.

Learn more →

Penetration Testing (Pen Test)

Penetration testing is a simulated cyberattack on a payment system to find exploitable vulnerabilities before real attackers can discover and use them.

Learn more →

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