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Vault

Protect Revenue, Reduce Risk, Build Trust, and Get Operational Clarity

Storing sensitive payment data is a high-risk responsibility, plagued by breaches and the rising cost of audits. Vault is your stabilizing force, reducing the blast radius of risk and making sure payment data is handled with care and intelligence.

Drastically Reduce Your Compliance Burden

The PCI-compliant Vault significantly reduces the scope and cost of security audits. Leaders gain breathing room by consolidating and securing all sensitive data, simplifying global regulation.

Automated Lifecycle Management

Leverage card updater services and lifecycle management tools to ensure payment methods are always valid. This minimizes churn caused by expirations, automatically protecting revenue that has already been earned.

Future-Proof Flexibility

Vault abstracts and normalizes data across providers, ensuring flexible integration and supporting global scale. Make switching gateways a strategic decision, not a multi-quarter project.

Vault

Impact Metrics for Risk and Revenue

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Reduction in PCI compliance scope

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Success rate for tokenized transactions

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Increase in protected recurring revenue

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Your Foundations for Data Control and Optimization

We support billions of global transactions and provide unmatched cross-industry intelligence to help optimize each transaction.

PCI Storage

Card Updater

Universal Tokenization

Real-Time Reporting

Flexibility

Robust Controls

PCI Storage

Secure, PCI-compliant storage platform that minimizes risk and complexity.

Sensitive payment data is isolated, protected, and centrally governed, reducing audit scope while strengthening the foundation of your payments environment.

Card Updater

Keep credentials current automatically using advanced lifecycle management services.

Expired or changed cards update seamlessly in the background, protecting recurring revenue and preventing avoidable customer disruption.

Universal Tokenization

Abstracts and normalizes data across providers for maximum flexibility.

Payment credentials remain portable and usable across gateways, regions, and token types, giving your business true strategic freedom.

Real-Time Reporting

Monitor vault health instantly and align data strategy with business goals.

Live visibility into lifecycle behavior, data performance, and system health enables faster decisions and stronger operational control.

Flexibility

Unlock vendor neutrality, making provider switching a strategic decision.

Expand, optimize, or rebalance providers without re-architecting your payments stack or disrupting customer experiences.

Robust Controls

Maintain rigorous security and protect sensitive data from breaches.

Granular permissions, audit-ready tracking, and layered protections ensure compliance, accountability, and long-term resilience.

FAQ

Should I store my customers' credit card info in a vault?

Yes. A secure, PCI-compliant payment vault protects sensitive card data, reduces your compliance scope, and lowers the risk associated with storing payment credentials. Centralizing payment data also enables tokenization, lifecycle management, and flexibility across providers while maintaining strong security and control.

How does Vault help reduce PCI compliance and security risk?

Vault isolates and protects sensitive payment data within a PCI-compliant environment, significantly reducing audit scope and operational burden. Built-in controls, tokenization, and audit-ready tracking strengthen data security while simplifying compliance management across regions and providers.

What's the relationship between network tokens and Spreedly's vault?

Spreedly’s vault is the system that stores the underlying payment credential, provisions and updates network tokens with the card networks, and keeps both linked over time. Because the vault manages the full token lifecycle and remains the system of record, merchants can use network tokens across providers, maintain strong authorization rates, and avoid the operational burden of managing tokens themselves.