Get Ready for the Future! Download the State of Checkout 2025 White Paper Today
Platform

Product & Solutions

Learn more about the only open payments platform built for global commerce

How it Works
Solutions
Open Payments Connectivity
Payment Data Security & Compliance
Intelligent Payment Optimization
Fraud Prevention & Authentication
Operational Agility & Simplicity
Centralized Management & Reporting
Platform Pillars
Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Resolve

Reduce siloes, advanced security and billing control

View how Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
Use Cases

The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources
Solutions

Get the 2025 State of Checkout Report

View the Demo
Resources

The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources
Featured resources
The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
Company
Support Portal
Spreedly Support
Trust Center
Platform Status
Developer Portal
Developer Guides
Documentation
Parter Integrations
Partners & Integrations
Integrations Ecosystem
Our Partners
Latest Partner News

Webinars

Paysafe Unveils Strategic Partnership with Spreedly

Featured Partner

PayPal
Product & Solutions

Product & Solutions

Learn more about the only open payments platform built for global commerce

How it Works
Solutions
Open Payments Connectivity
Payment Data Security & Compliance
Intelligent Payment Optimization
Fraud Prevention & Authentication
Operational Agility & Simplicity
Centralized Management & Reporting
Platform Pillars
Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Resolve

Reduce siloes, advanced security and billing control

View how Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
Pricing
Resources

The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources
Featured resources
The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
Developers
Support Portal
Spreedly Support
Trust Center
Platform Status
Developer Portal
Developer Guides
Documentation
Company
Company
About
Careers
Contact Us
Company
Log In
See a Demo
Log In
See a Demo
Platform

Product & Solutions

Learn more about the only open payments platform built for global commerce

How it Works
Solutions
Open Payments Connectivity
Payment Data Security & Compliance
Intelligent Payment Optimization
Fraud Prevention & Authentication
Operational Agility & Simplicity
Centralized Management & Reporting
Platform Pillars
Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Resolve

Reduce siloes, advanced security and billing control

View how Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
Use Cases
Resources

The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources
Featured resources
The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
Company
Support Portal
Spreedly Support
Trust Center
Platform Status
Developer Portal
Developer Guides
Documentation
Blog
Platform

Product & Solutions

Learn more about the only open payments platform built for global commerce

How it Works
Solutions
Open Payments Connectivity
Payment Data Security & Compliance
Intelligent Payment Optimization
Fraud Prevention & Authentication
Operational Agility & Simplicity
Centralized Management & Reporting
Platform Pillars
Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Resolve

Reduce siloes, advanced security and billing control

View how Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo
Use Cases
Resources

The Open Payments Library

Take a look at all of our resources and get the information you need to grow your business

View all Resources
Featured resources
The Payments Guide to Expansion into LATAM
Accelerate Your Growth by Expanding into Brazil
Security, Compliance, and AI: Inside Spreedly’s 2025 Foundation:

Spreedly Makes Agentic Commerce a Live Channel for Merchants

Read More
Company
Support Portal
Spreedly Support
Trust Center
Platform Status
Developer Portal
Developer Guides
Documentation
Blog
Log In
See Demo

Product & Solutions

Learn more about the only open payments platform built for global commerce

How it Works
Solutions
Open Payments Connectivity
Payment Data Security & Compliance
Intelligent Payment Optimization
Fraud Prevention & Authentication
Operational Agility & Simplicity
Centralized Management & Reporting
Platform Pillars
Connect

The unified orchestration layer for wallets and alternative payments

Vault

The secure repository for all your payment methods

Optimize

Workflow-driven payments intelligence for smarter routing and higher auth rates

Protect

A flexible fraud and authentication layer. Instantly add advanced fraud tools and 3DS

Resolve

Reduce siloes, advanced security and billing control

View how Spreedly

Connects to your favorite payment methods
Optimizes your revenue
Protects your data
Reduces fraud
View the Demo

Stabilize your foundation and secure your future growth

Your business depends on the integrity of sensitive payment data. Storing and managing it introduces constant risk and constant pressure. You need a foundation that removes uncertainty and replaces it with clarity and control.

See the Demo
Secondary CTA

TRUSTED BY SOME OF THE WORLD’S BIGGEST BRANDS

The Pressure

Every day your business runs on trust. Customers hand over their payment details expecting everything to work flawlessly. Behind that expectation sits a responsibility that grows heavier each year.

Compliance requirements expand. Audits disrupt progress. Global regulations shift. A single breach can unseat years of hard won momentum.

With each new gateway, each new region, each new payment method, the exposure increases. Your teams keep pushing for growth but the foundation beneath them never feels truly stable.

The Breaking Point

Teams eventually feel the strain across the entire organization. Finance struggles to explain dips in recurring revenue, and product teams can't find ways to reduce checkout friction. Engineering gets stuck managing custom routing logic, leaving executives without a clear answer as to why approval rates vary from week to week.

Payments become unpredictable, and despite the fact that you're dug in and looking for the answers, the results stay the same. It feels like growth is being held back by constraints you can't quite see.

The Turning Point

In the middle of all this complexity, you need something that brings order back to your payments environment.

Instead of juggling scattered storage, inconsistent processes, and fragile integrations, Spreedly’s Open Payments Platform gives you a single, secure foundation to build on. It reduces uncertainty. It shrinks the blast radius of risk.

It lifts the burden of chasing compliance across vendors. It gives your teams the clarity and stability they’ve been missing.

Most importantly, it turns payment data from a constant liability into something your business can finally depend on with confidence.

Ready to kick off serious growth

Watch Spreedly take action in our interactive demo in four minutes or less

Show Me How

How Your Business is Transformed

When the foundation becomes dependable, the entire system strengthens. Leadership gains clarity. Finance gains predictable revenue streams. Engineering gains the freedom to build rather than react. Product gains a stable platform for new experiences.

Eliminate the Fear of Audits and Breaches

Compliance no longer dictates your priorities or your pace. Sensitive data stays insulated inside a rigorously protected environment. Risk becomes something controlled rather than something endured.

Protect Revenue Already Earned

We succeed when our customers succeed. That’s why we listen closely, respond quickly, and design our platform around real-world needs. From integration to optimization, we work as true partners—helping businesses build the payment strategies that drive growth and long-term performance.

Unlock Strategic Flexibility

We succeed when our customers succeed. That’s why we listen closely, respond quickly, and design our platform around real-world needs. From integration to optimization, we work as true partners—helping businesses build the payment strategies that drive growth and long-term performance.

The End Results

Odio suspendisse mi tempus viverra vestibulum vitae. Lectus nam dictum dictum mattis ac bibendum ornare consequat nunc. Dui sit et.

Your CFO gains stability in recurring revenue and fewer financial unknowns.

Your CTO gains security strength without engineering burden.

Your COO gains reliability across the system that touches every customer and every dollar.

Your Board gains assurance that one of the largest sources of enterprise risk is under control

“We have a very high impression of the quality and the caliber of the Spreedly engineering team. They make it easy to integrate and we feel like they’re a partner.”

Read More

Russell D’Souza

Founder, SeatGeek

+ 0%

We help merchants, merchant aggregators, and fintechs scale with speed & confidence.

“We have a very high impression of the quality and the caliber of the Spreedly engineering team. They make it easy to integrate and we feel like they’re a partner.”

Read More

Russell D’Souza

Founder, SeatGeek

+ 0%

We help merchants, merchant aggregators, and fintechs scale with speed & confidence.

“We have a very high impression of the quality and the caliber of the Spreedly engineering team. They make it easy to integrate and we feel like they’re a partner.”

Read More

Russell D’Souza

Founder, SeatGeek

+ 0%

We help merchants, merchant aggregators, and fintechs scale with speed & confidence.

“We have a very high impression of the quality and the caliber of the Spreedly engineering team. They make it easy to integrate and we feel like they’re a partner.”

Read More

Russell D’Souza

Founder, SeatGeek

+ 0%

We help merchants, merchant aggregators, and fintechs scale with speed & confidence.

“We have a very high impression of the quality and the caliber of the Spreedly engineering team. They make it easy to integrate and we feel like they’re a partner.”

Read More

Russell D’Souza

Founder, SeatGeek

+ 0%

We help merchants, merchant aggregators, and fintechs scale with speed & confidence.

Wade Tetsuka, President and CEO of US Trans Corp, and Andy McHale, Head of Payment Strategy at Spreedly, explore the intricacies of payment orchestration at the PaymentsEd conference. This case study, derived from their joint presentation, underscores the pivotal role of sophisticated payment management in boosting transaction success and compliance. Discover how this partnership leverages Spreedly's platform to refine payment operations and set new benchmarks in the payment landscape.

Read More

US Trans Corp

+ 0%

“Spreedly’s merchant aggregator solutions allow us to rapidly offer our merchants access to an array of payment services. That keeps our development team focused on core differentiation and lets us offer optional value-added services to our network of merchants.” Click the button below to learn how Volusion CEO, Troy Pike, uses Payments Orchestration to better monetize their activities across platforms and marketplaces.

Read More

Volusion

+ 0%

Susnata Banerjee, head of strategy at TruTrip joins Spreedly CEO, Justin Benson, to discuss how Payments Orchestration helps merchant aggregators by managing increased transaction volumes, minimizing technical integrations, and creating a consolidated experience. Click below to access this PYMNTS roundtable discussion and learn more about how Payments Orchestration can assist in handling increases in processing volumes.

Read More

TruTrip

+ 0%

Jacques Fu, Executive Vice President, Co-Founder of Stax (previously Fattmerchant), needed to quickly rebuild Stax's core platform in a short period of time. By using Spreedly, Stax was able to deliver a new version of their product to customers in record time, while remaining PCI compliant.

Read More

Stax

+ 0%

Integrating with payment APIs, scaling across multiple integrations, and making the customer experience seamless were all key issues that Transit faced prior to implementing Payment Orchestration into their payment stack. Today Transit reduces payment friction, tokenizes payment information, and facilitates payments across a variety of services, all with the help of Payment Orchestration from Spreedly. Click below to learn more from Alexandre Grégoire, of Transit who shared with us during a recent PAYMENTSfn keynote presentation.

Read More

Transit

+ 0%

E‍dward Tark, Chief Product Officer at TextMagic, leverages Spreedly's payments orchestration solution to remove complexities from payment integrations

Read More

TextMagic

+ 0%

FAQ

Arcu nibh ligula aliquam ut id ac quam mi sodales

Privacy
Security
Corporate Security
Compliance
Compliance
Compliance
Compliance
Security
Corporate Security
Compliance
Reliability
Privacy
Build Experiences Your Way

You get an Open Payments Platform that adapts to your strategy, not the other way around.

Test and Optimize With Total Freedom

Route traffic, compare performance, and scale up or down instantly.

Expand Into New Markets Faster

Launch globally without custom integrations or painful engineering lift.

How does Resolve improve compliance and operational efficiency?

Resolve automatically logs every access and usage event, creating a reliable audit trail for internal governance and regulatory review. Centralized reporting and automation reduce manual work, streamline compliance processes, and give operations teams clear insight to manage performance and risk confidently.

How does Resolve support usage-based billing and financial transparency?

Resolve provides clear, auditable reporting on feature consumption and transaction activity, giving finance teams accurate data for forecasting, reconciliation, and cost control. With complete visibility into usage, billing becomes predictable, transparent, and easy to manage at scale.

How does Resolve prevent revenue leakage?

Resolve tracks feature access and usage across merchants, accounts, and environments in real time, ensuring only authorized users consume premium capabilities. This visibility and control reduce unauthorized usage, improve billing accuracy, and protect revenue without adding operational overhead.

Resolve - Audit-Ready Reporting

Every usage event is captured in Resolve’s dashboards, providing a reliable record for internal review or compliance purposes.

Resolve - Predictable Billing

Gain visibility into feature consumption across merchants and accounts. Clean reporting ensures billing is accurate, timely, and easy to reconcile.

Resolve - Operational Insights

Understand trends and identify inefficiencies with real-time reporting. Resolve helps you spot anomalies, track feature usage, and make informed decisions without guesswork.

How does Protect support global compliance and risk management?

Protect helps you meet evolving regulatory and authentication requirements through automated controls, optimized 3DS flows, and audit-ready data. Centralized visibility into fraud, approvals, and risk patterns enables stronger risk mitigation, clearer reporting, and more confident scaling across markets.

How quickly can we deploy fraud prevention and 3DS authentication?

Protect can be enabled with a single API integration, allowing you to add advanced fraud tools and optimized 3DS authentication without months of custom engineering. Most teams accelerate time-to-market significantly while strengthening security and compliance from day one.

How does Protect improve both fraud prevention and approvals?

Protect combines real-time fraud signals, adaptive controls, and dynamic 3DS authentication to block high-risk activity while allowing legitimate transactions to flow. This balanced approach reduces fraud and chargebacks while increasing approval rates and protecting revenue.

Protect - Executive Clarity and Insight

You’ll get to see exactly how fraud affects revenue. Actionable analytics and audit-ready logs provide transparency into approvals, risk patterns, and authentication performance so that you can make decisions based on useful data.

Protect - Simplified Global Compliance

Meet global regulatory standards with confidence, including optimized 3DS authentication. You get an automated system that reduces compliance complexity and ensures continuous protection.

Protect - Instant Security Deployment

Instantly add advanced fraud tools and 3DS authentication with a single API call. You’ll eliminate months of custom engineering, minimizing risk and maximizing approvals.

What's the relationship between network tokens and Spreedly's vault?

Spreedly’s vault is the system that stores the underlying payment credential, provisions and updates network tokens with the card networks, and keeps both linked over time. Because the vault manages the full token lifecycle and remains the system of record, merchants can use network tokens across providers, maintain strong authorization rates, and avoid the operational burden of managing tokens themselves.

How does Vault help reduce PCI compliance and security risk?

Vault isolates and protects sensitive payment data within a PCI-compliant environment, significantly reducing audit scope and operational burden. Built-in controls, tokenization, and audit-ready tracking strengthen data security while simplifying compliance management across regions and providers.

Should I store my customers' credit card info in a vault?

Yes. A secure, PCI-compliant payment vault protects sensitive card data, reduces your compliance scope, and lowers the risk associated with storing payment credentials. Centralizing payment data also enables tokenization, lifecycle management, and flexibility across providers while maintaining strong security and control.

Vault - Future-Proof Flexibility

Vault abstracts and normalizes data across providers, ensuring flexible integration and supporting global scale. Make switching gateways a strategic decision, not a multi-quarter project.

Vault - Automated Lifecycle Management

Leverage card updater services and lifecycle management tools to ensure payment methods are always valid. This minimizes churn caused by expirations, automatically protecting revenue that has already been earned.

Vault - Drastically Reduce Your Compliance Burden

The PCI-compliant Vault significantly reduces the scope and cost of security audits. Leaders gain breathing room by consolidating and securing all sensitive data, simplifying global regulation.

How does Optimize improve operational efficiency and visibility?

Optimize provides real-time dashboards and centralized reporting on routing, retries, and payment performance, giving teams clear insight into recurring revenue health. Built-in automation reduces manual work, standardizes payment handling, and enables continuous optimization without custom engineering.

How does Optimize reduce churn and protect subscription revenue?

Optimize keeps payment credentials current through automated lifecycle management and card updater services, allowing recurring transactions to continue even when cards expire or change. This minimizes involuntary churn and preserves revenue without adding operational burden.

How does Optimize increase authorization rates for recurring payments?

Optimize continuously monitors transaction performance and automatically routes recurring payments to the best-performing gateway using adaptive workflow rules. This reduces avoidable declines, improves authorization success, and helps recover revenue that would otherwise be lost.

Optimize - Actionable Performance Insight

Access real-time analytics and centralized reporting dashboards on recurring payment success. These insights help P&L owners track optimization opportunities and drive strategic decisions.

Optimize - Subscription Lifecycle Management

Leverage card updater services to ensure payment methods stay current. This protection minimizes churn caused by expired cards, securing revenue that has already been earned.

Optimize - Workflow-Driven Transaction Routing

Automate the routing of transactions to the optimal gateway. This significantly improves authorization rates and reduces failed transactions without requiring custom engineering.

Centralized Management and Insight

Gain real-time analytics and centralized control over wallet acceptance across vendors. This provides actionable insights to optimize revenue, control costs, and make smarter business decisions based on robust data.

Rapid Global Reach and Compliance

Instantly connect your organization to wallets and local and alternative payment methods in over 100 countries. Connect supports global regulatory standards and ensures your payment infrastructure aligns with your expansion goals.

Eliminate Vendor Lock-in and Fragmentation

Maintain flexibility across payment providers and channels. Connect enables your business to negotiate stronger contracts and switch services without having to re-architect your entire stack or spend months creating and maintaining code.

How does Connect improve payment performance and revenue?

Connect uses intelligent routing and centralized insight to direct transactions to the best-performing providers in real time. This improves approval rates, reduces friction, and provides clear data to help you optimize costs, expand globally, and maximize payment success across channels and regions.

How does Connect help prevent vendor lock-in?

Connect separates your payment logic from individual providers, giving you the flexibility to add, switch, or optimize processors and payment methods without re-architecting your stack. This keeps your business in control, strengthens negotiating power, and allows your payments environment to evolve as your needs change.

How does Connect simplify global payment orchestration?

Connect unifies processors, wallets, and local and alternative payment methods into a single orchestration layer through one API. This allows you to expand into new markets quickly, manage payment methods centrally, and adapt your payments strategy without rebuilding your integration.

Does Spreedly Support Network Tokenization?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly a Member Of The PCI Security Standards Council (PCI SSC)?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

How Can I Contact Security To Report A Potential Bug Or Security Vulnerability?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly EMVCo Certified?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Has Spreedly Obtained A SOC 2 Type 2 Certification?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly a Member Of The PCI Security Standards Council (PCI SSC)?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly Level 1 PCI Compliant?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

How Can I Contact Security To Report A Potential Bug Or Security Vulnerability?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Does Spreedly Support Network Tokenization?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly EMVCo Certified?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Has Spreedly Obtained A SOC 2 Type 2 Certification?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly a Member Of The PCI Security Standards Council (PCI SSC)?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly Level 1 PCI Compliant?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Build Experiences Your Way

You get an Open Payments Platform that adapts to your strategy, not the other way around.

Test and Optimize With Total Freedom

Route traffic, compare performance, and scale up or down instantly.

Expand Into New Markets Faster

Launch globally without custom integrations or painful engineering lift.

How does Resolve improve compliance and operational efficiency?

Resolve automatically logs every access and usage event, creating a reliable audit trail for internal governance and regulatory review. Centralized reporting and automation reduce manual work, streamline compliance processes, and give operations teams clear insight to manage performance and risk confidently.

How does Resolve support usage-based billing and financial transparency?

Resolve provides clear, auditable reporting on feature consumption and transaction activity, giving finance teams accurate data for forecasting, reconciliation, and cost control. With complete visibility into usage, billing becomes predictable, transparent, and easy to manage at scale.

How does Resolve prevent revenue leakage?

Resolve tracks feature access and usage across merchants, accounts, and environments in real time, ensuring only authorized users consume premium capabilities. This visibility and control reduce unauthorized usage, improve billing accuracy, and protect revenue without adding operational overhead.

Resolve - Audit-Ready Reporting

Every usage event is captured in Resolve’s dashboards, providing a reliable record for internal review or compliance purposes.

Resolve - Predictable Billing

Gain visibility into feature consumption across merchants and accounts. Clean reporting ensures billing is accurate, timely, and easy to reconcile.

Resolve - Operational Insights

Understand trends and identify inefficiencies with real-time reporting. Resolve helps you spot anomalies, track feature usage, and make informed decisions without guesswork.

How does Protect support global compliance and risk management?

Protect helps you meet evolving regulatory and authentication requirements through automated controls, optimized 3DS flows, and audit-ready data. Centralized visibility into fraud, approvals, and risk patterns enables stronger risk mitigation, clearer reporting, and more confident scaling across markets.

How quickly can we deploy fraud prevention and 3DS authentication?

Protect can be enabled with a single API integration, allowing you to add advanced fraud tools and optimized 3DS authentication without months of custom engineering. Most teams accelerate time-to-market significantly while strengthening security and compliance from day one.

How does Protect improve both fraud prevention and approvals?

Protect combines real-time fraud signals, adaptive controls, and dynamic 3DS authentication to block high-risk activity while allowing legitimate transactions to flow. This balanced approach reduces fraud and chargebacks while increasing approval rates and protecting revenue.

Protect - Executive Clarity and Insight

You’ll get to see exactly how fraud affects revenue. Actionable analytics and audit-ready logs provide transparency into approvals, risk patterns, and authentication performance so that you can make decisions based on useful data.

Protect - Simplified Global Compliance

Meet global regulatory standards with confidence, including optimized 3DS authentication. You get an automated system that reduces compliance complexity and ensures continuous protection.

Protect - Instant Security Deployment

Instantly add advanced fraud tools and 3DS authentication with a single API call. You’ll eliminate months of custom engineering, minimizing risk and maximizing approvals.

What's the relationship between network tokens and Spreedly's vault?

Spreedly’s vault is the system that stores the underlying payment credential, provisions and updates network tokens with the card networks, and keeps both linked over time. Because the vault manages the full token lifecycle and remains the system of record, merchants can use network tokens across providers, maintain strong authorization rates, and avoid the operational burden of managing tokens themselves.

How does Vault help reduce PCI compliance and security risk?

Vault isolates and protects sensitive payment data within a PCI-compliant environment, significantly reducing audit scope and operational burden. Built-in controls, tokenization, and audit-ready tracking strengthen data security while simplifying compliance management across regions and providers.

Should I store my customers' credit card info in a vault?

Yes. A secure, PCI-compliant payment vault protects sensitive card data, reduces your compliance scope, and lowers the risk associated with storing payment credentials. Centralizing payment data also enables tokenization, lifecycle management, and flexibility across providers while maintaining strong security and control.

Vault - Future-Proof Flexibility

Vault abstracts and normalizes data across providers, ensuring flexible integration and supporting global scale. Make switching gateways a strategic decision, not a multi-quarter project.

Vault - Automated Lifecycle Management

Leverage card updater services and lifecycle management tools to ensure payment methods are always valid. This minimizes churn caused by expirations, automatically protecting revenue that has already been earned.

Vault - Drastically Reduce Your Compliance Burden

The PCI-compliant Vault significantly reduces the scope and cost of security audits. Leaders gain breathing room by consolidating and securing all sensitive data, simplifying global regulation.

How does Optimize improve operational efficiency and visibility?

Optimize provides real-time dashboards and centralized reporting on routing, retries, and payment performance, giving teams clear insight into recurring revenue health. Built-in automation reduces manual work, standardizes payment handling, and enables continuous optimization without custom engineering.

How does Optimize reduce churn and protect subscription revenue?

Optimize keeps payment credentials current through automated lifecycle management and card updater services, allowing recurring transactions to continue even when cards expire or change. This minimizes involuntary churn and preserves revenue without adding operational burden.

How does Optimize increase authorization rates for recurring payments?

Optimize continuously monitors transaction performance and automatically routes recurring payments to the best-performing gateway using adaptive workflow rules. This reduces avoidable declines, improves authorization success, and helps recover revenue that would otherwise be lost.

Optimize - Actionable Performance Insight

Access real-time analytics and centralized reporting dashboards on recurring payment success. These insights help P&L owners track optimization opportunities and drive strategic decisions.

Optimize - Subscription Lifecycle Management

Leverage card updater services to ensure payment methods stay current. This protection minimizes churn caused by expired cards, securing revenue that has already been earned.

Optimize - Workflow-Driven Transaction Routing

Automate the routing of transactions to the optimal gateway. This significantly improves authorization rates and reduces failed transactions without requiring custom engineering.

Centralized Management and Insight

Gain real-time analytics and centralized control over wallet acceptance across vendors. This provides actionable insights to optimize revenue, control costs, and make smarter business decisions based on robust data.

Rapid Global Reach and Compliance

Instantly connect your organization to wallets and local and alternative payment methods in over 100 countries. Connect supports global regulatory standards and ensures your payment infrastructure aligns with your expansion goals.

Eliminate Vendor Lock-in and Fragmentation

Maintain flexibility across payment providers and channels. Connect enables your business to negotiate stronger contracts and switch services without having to re-architect your entire stack or spend months creating and maintaining code.

How does Connect improve payment performance and revenue?

Connect uses intelligent routing and centralized insight to direct transactions to the best-performing providers in real time. This improves approval rates, reduces friction, and provides clear data to help you optimize costs, expand globally, and maximize payment success across channels and regions.

How does Connect help prevent vendor lock-in?

Connect separates your payment logic from individual providers, giving you the flexibility to add, switch, or optimize processors and payment methods without re-architecting your stack. This keeps your business in control, strengthens negotiating power, and allows your payments environment to evolve as your needs change.

How does Connect simplify global payment orchestration?

Connect unifies processors, wallets, and local and alternative payment methods into a single orchestration layer through one API. This allows you to expand into new markets quickly, manage payment methods centrally, and adapt your payments strategy without rebuilding your integration.

Does Spreedly Support Network Tokenization?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly a Member Of The PCI Security Standards Council (PCI SSC)?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

How Can I Contact Security To Report A Potential Bug Or Security Vulnerability?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly EMVCo Certified?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Has Spreedly Obtained A SOC 2 Type 2 Certification?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly a Member Of The PCI Security Standards Council (PCI SSC)?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly Level 1 PCI Compliant?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

How Can I Contact Security To Report A Potential Bug Or Security Vulnerability?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Does Spreedly Support Network Tokenization?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly EMVCo Certified?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Has Spreedly Obtained A SOC 2 Type 2 Certification?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly a Member Of The PCI Security Standards Council (PCI SSC)?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Is Spreedly Level 1 PCI Compliant?

Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.

Discover More About Spreedly

Explore more ways to learn about Spreedly—from industry insights and product updates to our global partner ecosystem and the people who power our work.

Read Our Blog

Stay up to date with the latest insights on payments, industry trends, product news, and guidance from Spreedly experts.

Show Me More

Our Partners

Learn more about our vast partner ecosystem

Show Me More

Join Our Team

Join us to shape the future of payments with a team that values curiosity, collaboration, and meaningful impact.

Show Me More

Tell Us How We Can Help

Ready to take your payments strategy to the next level? Reach out and we’ll show you how we can make it happen!

Insights and updates you actually care about

By subscribing, you agree to our Privacy Policy and Terms.

Find Us On

Company
  • Pricing
  • About
  • Careers
  • Contact Us
  • Partners
Resources
  • Support
  • Guides
  • FAQ
  • News
  • Webinars
  • Trust Center
Developers
  • Developer Guides
  • Documentation
  • See Demo
  • Status

Find Us On

Privacy SettingsTermsPrivacyStatus
© 2025 Spreedly, Inc. All rights reserved.