Compliance and Certificates
Level 1 PCI
Spreedly is Level 1 PCI compliant — the highest and strictest level — and is on the Visa Global Registry of Service Providers and the Mastercard SDP Compliant Registered Service Provider list. You can find our supporting documentation on our PCI page. You can also view our attestation of compliance here.
PCI Security Standards Council (PCI SSC)
Spreedly partners with other participating organizations to work with the PCI SSC to help secure payment data worldwide through the ongoing development and adoption of the PCI Security Standards. Learn more about our participation here.
SOC 2 Type 2 certification
Spreedly has passed its SOC 2 Type 2 audit with no exceptions. System and Organization Controls (SOC) is a suite of service offerings Certified Public Accountants (CPAs) provide in connection with system-level controls of a service organization or entity-level controls of other organizations. It is a reporting framework through which organizations can communicate relevant information about the effectiveness of their cybersecurity risk management program. It also allows CPAs to report on such information to meet the cybersecurity information needs of a broad range of stakeholders.
SOC 2, which stands for Service Organization Control 2, is an audit that deals with a service organization’s controls around protection and privacy of data. SOC 2 was designed by the AICPA for service providers storing customer data in the cloud. SOC 2 is an auditing and reporting engagement for companies that have cloud infrastructure.
Spreedly’s 3DS2 solution is a multi-factor authentication protocol used to confirm digital identity during card not present checkout to prevent fraud. The solution is EMVCo certified including our iOS and Android SDKs as well.
Spreedly is a vendor neutral Network Token Provider and certified with both Visa and Mastercard. Knowing that Network Tokenization requires a cryptogram on the initial creation this provides an added layer of security when vaulting and using cards for future use. More information can be found here.
Spreedly operates in a cloud based environment via AWS with multiple mechanisms in place to ensure resiliency and business continuity. For more information please reference the AWS datacenter PCI L1 compliance page, which certifies extensive physical protections as well, and houses various other banking, government, and security agencies.
Data in Transit
Spreedly requires TLS v1.2 for its Core transactional API when supported by the connecting client. Beyond that single requirement, Spreedly’s secure configuration currently warrants an A+ rating from SSL Labs, meaning that Spreedly’s website security is resilient to attacks exploiting older weaker TLS versions.
Data at Rest
Spreedly uses the Advanced Encryption Standard (AES) with 256-bit keys when encrypting confidential data within the vault. Each confidential record within the vault is encrypted using a separate, randomly generated, encryption key. This key itself is then further protected by encrypting with an asymmetric key (RSA, 2048 bits).
Ongoing Security Evaluation: Vulnerability Management / Penetration Testing / Red-Team Exercises
These terms mean different things to different organizations but they each share in representing a continuum of constantly assessing and improving information security — from known patchable vulnerabilities, syntactical coding exploits, and semantic process deficiencies. Spreedly performs all three of these assessment types (including social engineering tests such as phishing tests) on a regular basis in addition to process-only table top exercises that seek to assess and improve our incident response to common likely and impactful threats such as ransomware.
Continued Approach to Security
From an architectural perspective, Spreedly seeks to embrace zero trust security ideals where access to resources are fully authenticated, fully authorized, and fully encrypted based upon user credentials (with Multi-Factor Authentication) from inventoried and managed devices. And we measure our resilient information security posture against the Secure Controls Framework (SCF), bettering our ability to prevent, detect, and respond to information security attacks. We also maintain an "A" for our Security Scorecard score click below for the details.
Privacy, Personal Data Use And Processing
Spreedly is General Data Protection Regulation (GDPR) compliant, and maintains GDPR compliance for all the processors and sub processors in our technology stack where we decide on your behalf how data will be processed. More information about our GDPR compliance can be found here.