3-D Secure rates by country in Europe

Justin Benson is Chief Executive Officer of Spreedly, where he leads the company’s vision, strategy, and growth as a pioneer in payments orchestration and open payments infrastructure. He has spent his career helping shape how modern payment systems are built, optimized, and scaled, guiding organizations through the increasing complexity of global commerce.Under Justin’s leadership, Spreedly has helped define the payments orchestration category and expand how businesses think about payment performance, flexibility, and control. His perspective spans payment gateways, authorization dynamics, tokenization, global payment trends, and the evolving role of payments as a strategic platform within digital commerce.Justin writes about the future of payments, platform strategy, and the forces reshaping global commerce, with a focus on helping organizations understand how payment infrastructure influences growth, resilience, and long-term competitive advantage.