Today we reached an incredible milestone thanks to the amazing growth of e-commerce services built on the Spreedly platform.
In this article, we aim to help merchants avoid the common pitfalls in handling payments by raising awareness about and identifying factors with profound impacts on the declines. We also provide simple suggestions to raise the approval rate of credit card transactions.
Latin America presents a unique challenge for online merchants. It's a rapidly growing region, but much of its online payment infrastructure is relatively new and there are many different providers.
3-D Secure is a controversial online fraud management tool. It's controversial in that it's enforced in an ad hoc manner country to country. It is implemented differently on a gateway by gateway basis and it breaks the flow of optimizing for conversion.