Europe is home to over 740M people across 51 culturally diverse countries. It has a GDP close to $20T. These many geographically small countries have a highly mobile population comfortable transacting across borders, a fact that must be taken into account when doing business in Europe.
The complexity of doing business in Latin America can be daunting. There are many gateways to choose from. Success rates can vary widely not only by gateway but also by country, card logo, type of card, and other factors.
Credit card acceptance rates vary widely based on a number of variables. In this post, we’re going to compare acceptance rates across three regions: Europe, the US and Latin America.
Today we reached an incredible milestone thanks to the amazing growth of e-commerce services built on the Spreedly platform.
In this article, we aim to help merchants avoid the common pitfalls in handling payments by raising awareness about and identifying factors with profound impacts on the declines. We also provide simple suggestions to raise the approval rate of credit card transactions.
Latin America presents a unique challenge for online merchants. It's a rapidly growing region, but much of its online payment infrastructure is relatively new and there are many different providers.
We used Spreedly data to analyze 8 million payment methods used in more than 22 million transactions in 2016.
3-D Secure is a controversial online fraud management tool. It's controversial in that it's enforced in an ad hoc manner country to country. It is implemented differently on a gateway by gateway basis and it breaks the flow of optimizing for conversion.