The Open Payments Platform
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The orchestrator of global payments innovation.
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Third-party processors simplify payments, but multi-provider strategy boosts resilience
Andy McHale
July 8, 2025
Here we compare the decline rates between the last transactions made by cards before AU and their first transactions after AU.
Shoresh Shafei
February 18, 2025
A blueprint of how to keep your customers safe from payment fraud
Jordan Chavis & Deborah Boyland
September 16, 2024
Europe is home to over 740M people across 51 culturally diverse countries. It has a GDP close to $20T. These many geographically small countries have a highly mobile population comfortable transacting across borders, a fact that must be taken into account when doing business in Europe.
Meredith Tomblin
We used Spreedly data to analyze 8 million payment methods used in more than 22 million transactions in 2016.
The complexity of doing business in Latin America can be daunting. There are many gateways to choose from. Success rates can vary widely not only by gateway but also by country, card logo, type of card, and other factors.
We are excited to mine Spreedly's wealth of data to surface trends and actionable insights for merchants, payment gateways, and consumers
An overview of what hosted payments pages are and why they are beneficial
The Spreedly Product Team
June 9, 2025
Latin America presents a unique challenge for online merchants. It's a rapidly growing region, but much of its online payment infrastructure is relatively new and there are many different providers.
Justin Benson
Spreedly has access to a wealth of information about payment methods and performance
Everything merchants need to know in regards to interchange fees and how to optimize them
Andy Grant
Credit card acceptance rates vary widely based on a number of variables. In this post, we’re going to compare acceptance rates across three regions: Europe, the US and Latin America.
2020 impacted all of us in many different ways. At Spreedly, we had a front-row seat to real-time changes in digital payments.
Today we reached an incredible milestone thanks to the amazing growth of e-commerce services built on the Spreedly platform.
3-D Secure is a controversial online fraud management tool. It's controversial in that it's enforced in an ad hoc manner country to country. It is implemented differently on a gateway by gateway basis and it breaks the flow of optimizing for conversion.
In this article, we aim to help merchants avoid the common pitfalls in handling payments by raising awareness about and identifying factors with profound impacts on the declines. We also provide simple suggestions to raise the approval rate of credit card transactions.
